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Fallen tree resting across the damaged shingle roof of a ranch home in the rain, two workers watching

Emergency Roof Repair

Fallen Tree Roof Damage Repair in Campbell, CA

If a tree fell on your roof in Campbell, CA, get everyone out of the rooms below, stay clear of downed wires, and call for help before anyone climbs up. Our emergency roof repair crews cover the opening once the tree or limb is off, then rebuild the decking and roofing. On the phone we'll say plainly when a crew can come and whether a tree service needs to go first.

  • Family-run Campbell team
  • Free written estimates
  • 64 Google reviews
  • Insurance-claim photo documentation

Tree fell on your roof in Campbell, CA? Start with safety

A limb that comes through a roof can bring wiring, ceiling material and rain in with it. Before anyone thinks about repairs:

  • Get people and pets out of rooms under the damage, and keep those doors closed.
  • Keep well away from any downed or sagging power line, including one touching the tree. Call 911 or your electric utility (PG&E serves most of the area) and treat the line as live.
  • Smell gas? Leave the house and call the gas utility or 911 from outside.
  • Shut off power to rooms where water is reaching ceiling fixtures, if the panel is safe to reach.
  • Don't climb onto the roof or into the tree. A trunk resting on a roof can shift as the wind moves it or as it's cut.
  • Photograph everything from a safe spot: the tree, the roof, the inside damage and the stump or broken limb it came from.

PG&E's guidance is to assume a downed line is live, stay at least 25 feet away and call 9-1-1, then PG&E. Keep children and pets back too.

Branch through the roof or resting on it: how serious is it?

Fallen limb damage, from minor to structural
What you seeWhat it usually meansNext step
Small branches on the roof, nothing insideScuffed or cracked shingles or tiles, maybe a clogged gutterGround-level photos, then a scheduled inspection
Large limb resting on the roof, ceiling intactCrushed roofing, possibly cracked decking, weight on raftersTree service lifts it off; we inspect and cover
Branch through the roof, debris insideBroken decking, torn underlayment, likely framing damageLeave the room; tree removal, then tarp the opening
Trunk across the house, walls or ceilings saggingStructural damageStay out of the house until it is checked

Don't judge by the size of the limb alone. A heavy oak branch can crack rafters without breaking through, and a redwood limb with a sharp broken stub can spear the decking cleanly.

Questions about fallen tree roof damage?

Call first for the quickest answer, or request a free written estimate below.

Call (725) 745-8803

Request a free written estimate

Fastest answer: call (725) 745-8803. Or send the details below and we will call you back.

Tree crew, roofer, insurer: who does what, and in what order

  1. The utility makes any downed lines safe.
  2. A tree service or arborist cuts and lifts the tree or limb off the roof, ideally rigged or craned so pieces don't drop back onto the house.
  3. We photograph the damage, check the attic and cover the opening with a tarp or temporary sheathing.
  4. Your insurer sends an adjuster; we can meet them and explain the roof damage. Our roof insurance claims page covers the paperwork.
  5. Framing repair, if rafters or trusses are broken, comes before the roof is rebuilt, and permits may apply.
  6. We replace decking, underlayment and roofing, and repair gutters and fascia hit in the fall.

Tree removal is a job for a tree service; we handle the roof. Many homeowners call both at once, so the opening can be covered soon after the limb comes off rather than sitting open. If water is already inside, the steps on our emergency roof leak repair page help protect the rooms in the meantime.

Three workers in helmets carrying a cut tree section away from a house roof with broken shingles and holes
Workers carrying a cut section of trunk away from a damaged roof, with a rope line still rigged.

Our part is the roof, done the way our reviews describe: a family-run team that photographs the damage for you and your insurer, puts the repair in a free written estimate, and cleans the yard of roofing debris each day. If a smaller limb only cracked a few shingles, we will say so and keep the repair small.

Tree on house roof repair: rebuilding from the decking up

A tree-damage roof repair covers everything between the rafters and the gutter that the fall broke. On a typical job that includes:

  • Temporary cover of the opening once the limb is lifted off.
  • Decking: broken plywood or board sheathing cut back to sound wood and replaced.
  • Underlayment and roofing woven into the surrounding roof.
  • Flashing, vents and ridge pieces bent or crushed in the impact.
  • Gutters, fascia and soffit along the edge where the limb landed.

Roof decking repair after a tree

Once the tree is off and the opening covered, the repair works from the bottom up. Broken plywood or board sheathing is cut back to sound wood and replaced. Older South Bay homes may have board sheathing rather than plywood under the roofing, and the repair has to tie into whatever is there.

Underlayment, roofing and edges

New underlayment laps under the existing layers uphill, and new shingles or tiles are woven into the old so water keeps flowing over, not under. Gutters, fascia and soffit damaged in the fall are repaired at the same time.

When framing is broken

Cracked rafters or trusses are structural work. It usually needs a building permit, and sometimes an engineer. Campbell's Building Division (or, for unincorporated addresses, the County Planning and Development Department) can tell you what's required. We schedule the roofing around the framing repair.

Fresh plywood panel on a weathered shingle roof as three workers with a nail gun prepare a repair
A fresh plywood panel set on a weathered shingle roof, ready to be fitted into a damaged section.

Storm tree damage in Campbell's older, tree-lined neighborhoods

Many Campbell, Los Gatos and Saratoga streets sit under mature valley oaks, sycamores, pines and redwoods that were planted, or left standing, when the neighborhoods were built in the 1950s to 1970s. Those trees are a big part of the area's character, and in winter they are also the main source of roof punctures. Soaked soil loosens roots just as wind loads heavy crowns.

The atmospheric rivers of late December 2022 and January 2023 showed this clearly, with trees and limbs falling throughout Santa Clara and Santa Cruz counties. Homes in the Santa Cruz Mountains, under tall redwoods and on steep lots, carry the same risk with harder access for both tree crews and roofers.

An arborist's look at limbs over the roof before the rains, and branches kept trimmed back from the roof surface, lower the odds.

Tall redwoods in fog over a wood-sided cabin roof covered in fallen branches and needles, two workers below
Tall redwoods rising over a foggy hillside cabin, its roof littered with fallen branches and needles.

Tree ordinances, permits and licenses after a limb strike

Several cities around us protect large trees. Los Altos regulates removal and heavy pruning of protected trees, and Menlo Park and Atherton require a permit before a heritage tree is removed. A storm-broken tree may be treated differently, but check with the city before the stump and trunk are taken out, and photograph the tree first. Framing repairs go through the City of Campbell Building Division inside city limits, or the County for unincorporated addresses. Tree work, like roofing, needs a CSLB license once a job reaches $1,000; verify both contractors at cslb.ca.gov.

Weathered rafters around a broken roof opening with branches inside, a worker beside a post and a drill nearby
Exposed roof framing under an opening torn by a fallen limb, with weathered rafters needing reinforcement.

How is fallen limb roof repair priced?

In two parts. Emergency work, covering the opening and any return trip to re-secure it, carries a charge we explain before the crew starts. The lasting repair is quoted free, in writing and itemized, once the tree is off and the damage can be seen in full.

The price depends on the size of the opening, how much decking and framing broke, the roofing material and how hard the area is to reach. Tree removal is billed by the tree service separately.

  • Framing: a cracked rafter or truss adds structural work and, sometimes, an engineer.
  • Board sheathing: older homes may need boards milled or shimmed to meet the new plywood.
  • Roof material: tile and shake are slower to weave in than shingles, and matching can take time.
  • Edges: gutters, fascia and soffit hit by the limb are priced as separate lines.
  • Return visits: re-covering if the tree crew can only come after another storm.

Tree or limb on your roof? Once everyone is safe, call (725) 745-8803.

Call (725) 745-8803

Where we handle fallen tree roof damage around Campbell

  • FeltonFelton homes beside Henry Cowell Redwoods State Park sit under old-growth redwoods, where fallen limbs are a known winter risk to roofs.
  • SaratogaSaratoga estates sit under mature oak canopy, and a soaked oak limb can crack rafters without ever breaking through the roofing.
  • Los AltosLos Altos regulates removal and heavy pruning of protected trees, so check with the city before a fallen trunk is cut up and hauled.
  • Menlo ParkMenlo Park's heritage tree ordinance requires a permit before a protected tree is removed, which can shape cleanup under the Willows canopy.
  • AptosWooded hills above Aptos Village beside the Forest of Nisene Marks put tall trees close to roofs and make crane access harder.
  • SoquelForest-edge Soquel properties in the hills above the village have tall trees near rooflines, so storm limbs land on roofs and driveways alike.
  • Lexington HillsThe 2022-23 atmospheric rivers brought down trees across Lexington Hills, on steep lots where the tree crew has to work before roofers can.
  • Portola ValleyWooded Portola Valley lots below Windy Hill keep tall trees near rooflines, and rural roads affect how quickly tree and roof crews arrive.
  • Los GatosHillside Los Gatos homes off Highway 9 sit downslope of big trees, so a toppled one may need rigging before anyone touches the roof.

What customers say on Google

64 Google reviews as of May 2026 · Read more reviews · Leave a review

“After a strong storm hit my house in Campbell, I needed a reliable roofer to handle the repairs. Luckily, my home inspector had previously recommended a trustworthy roofing company, and I decided to give them a call. Even though it was a tough time for roofers in the area with so many people needing help and materials being hard to get, Camden and the rest of the team kept me updated every week about when they could start and what to expect. Everyone I dealt with was professional and always ready to answer my questions. The roof repair was top-notch, and I decided to upgrade my gutters too because I felt confident that it would be worth it. I've had some bad experiences with other contractors before, but this roofing crew in Campbell really set the bar for quality work, great communication, and thorough cleanup. They also helped me through the insurance process, which made things so much easier. At the end of the job, the owner himself did a final walk-through to make sure everything was perfect. I would highly recommend this roofing company to anyone in need of roof repairs or upgrades. I'm still very happy with the results and grateful for their excellent service.”

Stacie B. · CampbellGoogle review · approx. Aug 2025

“After a major storm, we contacted Xylo Fix Roofers for help with our tile roof. Camden came by our home, arriving right on time for our scheduled appointment. He immediately got up on the roof and spent a good amount of time carefully inspecting everything. When Camden finished, he shared photos and videos of the roof, clearly explaining where the damage was and what needed to be done. We appreciated Camden’s professional approach and how he explained our repair and replacement options without any pressure. After a thorough discussion, we decided to move forward with the project. The office staff worked directly with our insurance, helping us reach a good settlement. Soon after, a crew arrived to start the roof removal and made sure the area stayed clean, picking up all debris and even small screws. When it came time to install our new standing seam metal roof, the crew was very careful to follow all code requirements and did quality work. Everything was finished in just a couple of days. Once the installation was complete, Dale, the install manager, walked through the finished job with me and answered all my questions. Throughout the whole process, Camden kept us updated so we always knew what was happening. I highly recommend Xylo Fix Roofers for anyone needing roof repairs or replacement, especially after major weather events. Their team is reliable, communicative, and does excellent work from start to finish.”

Grayson R.Google review · approx. Jul 2025

Fallen Tree Roof Damage: common questions

Who removes the tree before the roof is repaired?

A tree service or arborist. Cutting a loaded trunk off a roof is rigging work, and doing it badly drops more weight onto the house. Many homeowners call their tree service and us at the same time so the opening can be covered as soon as the limb is lifted off. If a power line is involved, the utility has to make it safe before anyone starts cutting.

Is it safe to stay in the house after a tree hits the roof?

Not always. If the trunk is resting on the house, ceilings are sagging, walls have cracked, wires are down or you smell gas, leave and stay out until the house is checked. If a smaller limb damaged only the roofing and the ceiling is intact, most families stay and simply avoid the room below. When in doubt, the fire department can assess immediate hazards.

Does homeowners insurance cover tree damage to the roof?

Many policies cover a tree that falls on the house in a storm, including removing it from the structure, but terms and limits differ. A tree that fell because it was dead or neglected can be treated differently. Read your policy or call your insurer. We photograph the damage before and after removal and write the repair estimate, which helps the adjuster see what happened.

What happens if rafters are broken?

Broken rafters or trusses mean structural repair before any roofing goes back on. That work usually needs a building permit and sometimes an engineer's review; Campbell's Building Division handles permits inside city limits, and the County handles unincorporated addresses. We keep the opening covered, coordinate with whoever does the framing, then replace the decking and roofing once the structure is sound.

Can trimming my trees prevent this?

It lowers the risk, though it can't remove it. An arborist can spot dead limbs, weak forks and trees leaning toward the house. Branches cut back from the roof also stop scraping and cut down on leaves piling up in gutters and valleys. Late summer or early fall, before the South Bay rains begin, is the sensible time to do it.

Will the repaired area match the rest of my roof?

We aim for a close match, though an exact one isn't always possible. Shingle colors fade and get discontinued, and some older tile profiles are hard to find. We bring samples, or salvage sound tiles from the damaged area, and explain the options before the repair. If a patch would stand out badly, we'll tell you, and your insurer may weigh in on what's reasonable.

Related roofing services

Talk to a roofer about fallen tree roof damage

Tell us what you are seeing. We will explain the options in plain terms and put the estimate in writing.

  • Family-run Campbell team
  • Free written estimates
  • 64 Google reviews
  • Insurance-claim photo documentation

Xylo Fix Roofers · 16135 E Mozart Ave, Campbell, CA 95008 · (725) 745-8803

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