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Two-story home with a gray shingle roof and twin chimneys below a fog-covered wooded slope, roofers around it

City in San Mateo County

Roofing Contractor in San Mateo, CA

Xylo Fix Roofers serves as a roofing contractor in San Mateo, CA for older homes near downtown and mid-century tracts in the western hills. San Mateo is about 50 minutes and 32 miles from our Campbell base, up US-101 or I-280 to Highway 92. That makes it one of the farther cities on our map, and we're upfront about it: visits are booked several days out and grouped with other jobs between Belmont and Burlingame. What you get from each visit doesn't change with distance. The inspection is free, the photos are yours, and the estimate is written and itemized.

  • Family-run Campbell team
  • Free written estimates
  • 64 Google reviews
  • Insurance-claim photo documentation

Fog, moss and north-facing slopes in the western hills

West of Alameda de las Pulgas, San Mateo's hill neighborhoods catch marine fog that drifts over the coastal ridge on summer evenings and lingers into the morning. On north-facing slopes and under trees, shingles stay damp for hours, and moss takes hold along the lower edges of each course. Moss holds water against the shingle, lifts tabs and feeds rot at the deck edge.

  • Moss is removed gently, without pressure washing that strips granules.
  • Zinc or copper strips near the ridge slow regrowth on shaded slopes.
  • We check the deck at the eaves, where damp moss most often leads to soft wood.
Thick clumps of green moss on a dark shingle roof as roofers clear it with long-handled tools in fog
Heavy moss clumps growing on a shaded shingle roof slope on a foggy day

Pre-war roofs in Baywood, San Mateo Park and Aragon

The neighborhoods around Central Park and south of downtown include many homes from the 1920s and 1930s. Their roofs carry history: board sheathing, original brick chimneys, built-in box gutters hidden behind the eaves, and sometimes clay tile on Spanish Revival houses. Box gutters are a particular weak spot, since a failed lining sends water straight into the wall cavity. We reline or rebuild them, and repair chimney flashing on brick that settled long ago.

The rest of the city adds two more roof types. San Mateo incorporated in 1894 and grew outward in rings: the pre-war blocks near downtown, then post-war tracts climbing the western hills toward I-280, then flatter neighborhoods east of US-101 near the Bay, where afternoon wind rather than fog does the damage. Those hill tracts from the 1950s and 1960s often carry low-pitch roofs with short overhangs, so wind-driven winter rain runs down the siding and finds every gap at the fascia. Heavy rain arrives between November and March, and the storms that bring it also drop limbs from the city's mature street trees onto older roofs.

How a visit runs, from Highway 92 to your roof

  1. We confirm a Peninsula day that suits you and pair it with nearby appointments.
  2. The estimator inspects the roof, gutters and attic where reachable, and photographs what's wrong.
  3. A written, itemized estimate follows, with repair and replacement options when both make sense.
  4. The City of San Mateo Building Division issues the permit when one is needed, and we schedule its inspections.
  5. Crews haul debris away and leave the site clean each day.
Two workers sliding a metal liner into an opened wood box gutter at the eave of a stucco home
A built-in wood box gutter opened up for relining

Central Park, Coyote Point and the Highway 92 corridor

San Mateo is the largest city on this stretch of the Peninsula, with 105,661 residents at the 2020 Census. Our crews come in on US-101 or I-280 and cross town on State Route 92, with El Camino Real and the Caltrain line running north to south through downtown. Central Park, home to the city's Japanese Tea Garden, anchors the older neighborhoods, Coyote Point Recreation Area sits on the bay shore, and the former Bay Meadows racetrack south of downtown has been rebuilt as a mixed-use district.

  • Water: California Water Service supplies most of the city, which matters only when a downspout or drain change touches its lines.
  • City or county: the hill neighborhoods along SR 92 near I-280 include Highlands-Baywood Park, an unincorporated area whose reroof permits come from the County's Planning and Building Department, not the City of San Mateo.
  • Inside city limits: the City of San Mateo Building Division handles reroof permits and inspections.

What we'll tell you before you hire us

San Mateo is a long run from our Campbell shop, and we have no local project photos or testimonials from here. If a nearby contractor can serve you faster for a small emergency, we'd say so. For planned work, though, distance doesn't affect quality: we bring the same crew habits, written estimates and photo records we use everywhere. Commercial owners near El Camino Real can ask about commercial roof repair for flat roofs.

Moss on the north slope or a leaking box gutter in San Mateo? Call (725) 745-8803.

Call (725) 745-8803

Reviews from Campbell-area customers

64 Google reviews as of May 2026 · Read more reviews · Leave a review

“One-stop roofing service with fair pricing for the roof, gutters, and chimney work. The whole project was handled in a professional and courteous way from beginning to end, and we are very happy with our new roof. The process felt easy and stress-free from the first inspection to the final cleanup. Camden was knowledgeable, straightforward, and easy to work with. There was no pressure and no unnecessary upselling, just a clear estimate and an honest explanation of what could be done. Dale and the crew worked quickly, treated our property with respect, and cleaned up thoroughly each day, which really mattered during a roofing project. They also followed up with multiple callbacks and visits to make sure everything looked right and that we were fully satisfied with every part of the job. It is great to find a roofing team in Campbell that communicates well, keeps the work area tidy, and delivers quality results. We would absolutely call them again for future roofing or gutter needs and would gladly recommend them to friends and family.”

Bella G. · CampbellGoogle review · approx. Apr 2026

“Wow! That is all I can say about Roger and the roofing crew. I called about a roof leak, and Roger got back to me right away and was able to inspect it the same day. He found that an earlier repair in that area had not been done the right way. Within just a few days, the team completed the roof repair correctly, checked the surrounding shingles and flashing, and made sure the problem area was sealed up well. The timing could not have been better, especially with heavy rain coming through. The roof held up great, and I felt a lot more confident after the work was finished. I really appreciate how easy they were to work with, how clearly they explained the issue, and how fast they handled everything. I am very glad I found this roofing company and will definitely use them again for any future roof and gutter work. Great crew, solid service, and quality roofing work.”

Delilah O.Google review · approx. Feb 2026

Roofing questions from San Mateo

Is moss bad for my San Mateo roof?

Yes, over time. Moss holds moisture against shingles, lifts their edges so wind-driven rain gets underneath, and speeds up rot at the eaves. A thin film is mostly cosmetic, but thick cushions along the lower courses should come off before winter. We remove it without pressure washing and can add metal strips to slow regrowth.

Can old box gutters on a 1920s San Mateo home be saved?

Usually. The wood framing of a box gutter often survives longer than its lining, so relining with metal or a membrane is the common fix. If the wood has rotted, we rebuild the section. Some owners convert to exterior gutters, which is simpler, but changes the look of the eave.

Our office and the drive to San Mateo

We work from 16135 E Mozart Ave in Campbell, about 50 min (32 mi) from San Mateo. Inspections happen at your property; call first so we can plan the trip.

Book a roof inspection in San Mateo

Call to set a time. We inspect, photograph what we find and put the estimate in writing.

  • Family-run Campbell team
  • Free written estimates
  • 64 Google reviews
  • Insurance-claim photo documentation

Xylo Fix Roofers · 16135 E Mozart Ave, Campbell, CA 95008 · (725) 745-8803

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